money management

SAVING MONEY

money management

SAVING MONEY

Nick Carroll

Robinhood Investing App Review

February 12, 2020

Robinhood is an online brokerage platform offering commission-free investing. 

 

In this article, you'll discover an in-depth review of why Robinhood is popular, how to get started and sign up, explore the hidden fees and charges, and if Robinhood is the right investing online resource for you.  Read Article

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Nick Carroll

What You Need to Know About Betterment

February 12, 2020

As a customer of Betterment, their algorithms designed a tailored retirement plan just for me.  Why is that important?  I've worked in the investment field, and I understand first-hand that I do not have the time to research thousands of stocks and bonds.

A robo-advisor looks at a variety of factors from age to risk tolerance and customizes the plan that is right for me. But, is Betterment good for investing? 
Read Article

Canva - Roth IRA vs Traditional IRA writ

Nick Carroll

Traditional v. Roth IRAs

December 22, 2019

Are your contributions deductible? Do you know which IRA is pretaxed and post taxed?

 

According to the IRS, if you have a retirement plan at work, "Your deduction may be limited if a retirement plan covers you (or your spouse, if you are married) at work and your income exceeds certain levels." However, if you do not have a retirement plan at your employer, then "Your deduction is allowed in full if you aren't covered by a retirement plant at work."

Read Article

Cassie Schwartz

January 20, 2020

As the age-old saying goes, you should always pay yourself first. It is important to save money because the future knows no limits. One day your car dies, and the next day your credit card is maxed.

Establishing a savings account before that happens will remove the financial insecurity in your life; but, with all of the options available, it may be hard to know where exactly to put your hard-earned money. 
 Read Article

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Nick Carroll

Save Money on Auto Insurance: We Compared Prices on 9  Insurance Companies

January 18, 2020

We researched nine companies to find which car insurance company has the cheapest full coverage auto insurance to ensure you get the lowest and most affordable auto insurance rate while exceeding most state-required minimums.   Read Article

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Nick Carroll

December 22, 2019

Are you a cord-cutter?  More households are cutting their cable to find more affordable alternatives.  With cable companies seeing a decline in new and current customers, many new streaming services have launched to take advantage of the entertainment business while offering cheaper options.

In this article, you will discover the most popular video streaming services to help you get the most bang for your buck while ensuring you have the latest content on-demand. 
 Read Article

Nick Carroll

January 12, 2020

Saving money can prove challenging, especially when living paycheck-to-paycheck. By making a plan, budgeting, reigning in expenses, and consistently saving small portions, you will reap significant benefits.

 

Explore the 9 steps to start saving more money even if with low income.  Read Article

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Nick Carroll

January 8, 2020

Not every date night has to break your household budget. In this article, you will discover 12 Affordable and Cheap Date Night Ideas that are budget-friendly so you can spend quality time together without having to stress over money. Let's dive in.   Read Article

how to drastically cut expenses monthly

Nick Carroll

January 3, 2020

When looking to cut expenses and reduce your household bills, many challenges can present itself. From higher utility rates to increased insurance premiums, it has never been more imperative to find ways to save money when achieving financial freedom.   Read Article

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Nick Carroll

January 25, 2020

When it comes to deciding which account to put your money, the answer lies in the purpose of your investment or why you are saving.  If someone is looking to store cash in a haven for a short period earning little to no interest and do not want to be penalized for making withdrawals from their account, then a savings account may be an option.  Please note that many savings accounts have an annual withdrawal limit.  Read Article

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Nick Carroll

October 14, 2019

In this article, you will learn which 7 Apps are our best selected to help families Lower Monthly Expenses.  Read Article

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Nick Carroll

March 4, 2019

While you may be socking away funds into an Individual Retirement Arrangement (IRA), 401(k), or pension, is it enough to maintain your standard of living?  These are incredible retirement pillars, but are you monitoring its progress and is it enough?   Read Article

Recommended Resources

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FINANCIAL TOOLS

Considered one of the best FREE financial tools available, see all your finances in one, secured location.  With Personal Capital, you can track your debt, savings, build an emergency fund, build a retirement plan, and much more for FREE!

 

Sign up for a free account today.

FINANCIAL PLANNING

Savology is quickly gaining popularity in the financial industry as this great team delivers an online financial planning platform that is fast and FREE!

 

In about five minutes or less, users will receive a detailed, comprehensive report outlining their financial well-being.

MONEY MANAGEMENT

We need to have a talk about money. 

Discover how to start a process to make budgeting easier, learn proven ways to save money, take control of debt, and put your family on a path to financial freedom.

45 resources: 14 ebooks, 10 courses, 10 printables, and 10 videos to coach you through the process.

INVESTING

Saving money no longer has to be a chore or difficult.  Acorns helps you to save and grow your money.  From $1 to $3 monthly membership to join, this micro-investor makes putting your change towards an investment of your choice or a savings account.

Don't have an emergency fund? Acorns can help.

Read our review on Acorns

INVESTING

With an app rating of 4.8 out of 5 stars and over 937,000 consumer ratings, Robinhood is ranked #11 on Apple's app store and received the Editor's Choice Award.

Why? Robinhood gained popularity because of its free stock trading platform.  Save more money to buy stocks by not paying commissions. Try it today!

SAVING MONEY

No fees to open or to maintain an account. FDIC Insured. Deposit money easily with the mobile app.  Open an account today and start earning with CIT Bank's Savings Builder, up to 2.20% APY.

 

From Certificates of Deposit to High Yield Savings Accounts, discover how you can save more money.

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