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7 Ways to Get Out of Debt in 2020 Instag

Nick Carroll

January 5, 2020

In this article, you will discover 7 ways to pay off your debt and start your family on a path towards financial freedom.  


  1. Choose a Debt Payment Strategy

  2. Pay Off Your Credit Cards

  3. Reduce Your Household Expenses

  4. Increase Your Income

  5. Spend Less Money Every Month

  6. Reduce Your Interest Rates

  7. Start Using Debit or Cash to Pay for Things

How to Pay Off $10K Credit Card Debt.jpe

Nick Carroll

December 28, 2019

Did you know the average American consumer has 2.6 (let's say 3) credit cards?  This is according to a Gallup study; however, does this reflect if Americans are handling credit card charges responsibly? 


In this article, you will discover five steps in paying off credit cards that amount from $10,000 to $15,000.  These are the best ways to pay off your credit card debt.

8 Ways to Lower Medical Bills in

Nick Carroll

December 8, 2019

For many US households, having adequate healthcare coverage is one of many priorities consumers are being financially challenged.

With healthcare and pharmaceuticals skyrocketing passing onto consumers the skyrocketing costs, how can you get your medical bills reduced, and how can you reduce your out of pocket medical expenses?

How to Increase Your Credit Score.jpg

Nick Carroll

December 1, 2019

Building a credit score up to 750, which marks the beginning of an excellent credit score, is very similar to building a treehouse.  It takes hard work, perseverance, and patience.  How do you get a 750 credit score?

Having an excellent credit score separates those who will have to less money than others due to a lower interest rate, as well as improving your chances for a loan.  You might be asking or searching, "How do I increase my credit score" or "How can I boost my boost credit score?"

Credit Card Hidden Fees.jpeg

Nick Carroll

October 21, 2019

Do you have a favorite credit card that you use for rewards or points? How about a retailer credit card such as a American Express or a Victoria Secrets credit card? It is easy to fall prey to their marketing tactics and sales pitches. 


After all, since you shop there, might as well earn some points, right?  No matter which card you have, you will discover six credit card secrets they don't want you to know.  

Does Debt Snowball Work.jpg

Nick Carroll

June 6, 2019

In the simplest explanation, the difference between debt stacking and debt snowball is knowing which debt to pay off first in sequence order.  

Debt stacking requires you list all of your household debt and organize it from highest to lowest interest rate.  Applying the payment structure from highest interest rate to the lowest rate is the fastest debt payment method, mathematically. 

Recommended Resources to help you

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